Protecting what matters most

 

Whether for insurance, probate, a family settlement or a private sale, a professional valuation provides an accurate, legally recognised record of your jewellery and watches — giving you the confidence that your most treasured possessions are properly covered.

At Martin & Co, we offer a comprehensive in-house valuation service carried out by our own Registered Valuer, a member of the National Association of Jewellers’ Institute of Registered Valuers and a Fellow of the Jewellery Valuers Association.

Why do I need a valuation?

The most common reason is insurance. Many home contents policies place limits on high-value items, and without a formal valuation your jewellery or watch may not be covered for its true worth. A valuation also ensures that in the event of loss or theft, you have a thorough and credible record to support your claim.

Valuations are also required for probate, family division or divorce settlements, and to inform the sale of a piece. In each case, the document produced by a Registered Valuer carries the authority and rigour that insurers, solicitors and HMRC require.

What the service includes

Each item is personally inspected by our Registered Valuer. Where necessary, advice on any repairs will be offered before the piece is carefully cleaned, photographed and assessed. A full, expertly appraised valuation schedule is then produced – providing a detailed written description that can be used by your insurer, solicitor or estate.

What to bring

It is helpful to provide any previous valuations, gemstone certificates or original purchase invoices where available. These allow our valuer to cross-reference and ensure the most accurate assessment possible.

Fees & timescales

Timescales vary depending on the nature and number of items. An estimate outlining our fees is provided for your approval before commencing the valuation. 

How often should I have items revalued?

We recommend reviewing valuations every three to five years, as precious metal prices, exchange rates and market values can shift considerably over time. Your insurer may specify a particular timescale – it is worth checking your policy. An out-of-date valuation can leave you under-insured, sometimes without realising it.

Book an appointment

To arrange an appointment, please contact us in-store, call us on 01242 588 821 or email the valuation team.

Book now